How does Unblock manage risk for its partners

There is a common belief that building a reputation takes years, while destroying it takes seconds. Few act on it.

In startups, that gap is sharpest. Short-term incentives and information asymmetry create a pattern of assuming the problem is not real until it is.

At Unblock, we hold a different view: risk is not an exception to be managed away. It is a constant to engineer around.

Every transaction, every onboarding and every counterparty carries some degree of it. We know exactly what is moving, for whom and why.

That discipline is not optional.

How we approach risk

It is impossible to eliminate risk entirely, so our goal is to understand it, weigh it and decide on it.

Our risk appetite defines how much risk, and what kinds, we are willing to accept. It is the line between what we onboard and monitor with standard controls and what we escalate, restrict or decline.

We weigh factors such as the counterparty profile, the nature and origin of funds, transaction behavior and jurisdictional exposure. Together, these produce a consistent read on where each case falls.

What separates a resilient operation from a vulnerable one is not the absence of risk, but the discipline with which it is analyzed and acted upon.

The tools that power our analysis

Specialized providers give our team faster, deeper and more reliable information than any manual process could. Human expertise is spent on decisions, not on gathering data.

• Chainalysis: On-chain wallet screening and transaction analysis, tracing the flow of funds across multiple blockchains and measuring a counterparty's direct and indirect exposure to high-risk categories.

• Sumsub: Identity verification and onboarding, confirming who we are dealing with before any relationship begins (KYC).

• Direct Data: Strengthens our verification with reliable, up-to-date reference data (EDD, enhanced due diligence).

In practice, this means checking whether wallets are sanctioned, verifying if documents have been altered and conducting due diligence to surface any attempt at concealment.

The team behind every decision

Technology speeds up the analysis. It does not replace judgement.

Behind our tools stands a compliance team dedicated exclusively to anti-fraud, anti-money-laundering and counter-terrorist-financing work.

• Nicole Meneghetti, Partner and Head of Compliance: Leads compliance projects, reviews analysis and fulfills the applicable regulatory reporting obligations.

• Juan Alan, Senior KYT / KYW / Onboarding Analyst: Conducts analysis on each case, evaluates risk and builds the assessment that supports a decision.

Together, they evaluate every decision, working toward the most secure operation possible.

What this means for our partners

For companies building alongside Unblock, our compliance framework is not a checkbox. It is an operating discipline: risk is contained before it reaches you, suspicious activity is identified early and every automated signal is backed by qualified people.

At Unblock, we are not just building the ability to move money globally. We are building the credibility to be trusted with it.